DRAFT FOR ATTORNEY REVIEW: NOT LEGAL ADVICE, NOT FOR PUBLICATION

Lot Answers Terms of Use and Report Terms, draft v0.1, 2026-10-15 Prepared by an AI assistant as a starting point. Every section must be reviewed and revised by a Florida-licensed attorney before use. Bracketed items are placeholders.

1. Who we are; acceptance

These Terms are an agreement between you and [LEGAL ENTITY NAME, a Florida limited liability company] ("we"). By checking the acceptance box and purchasing or using a Lot Answers report ("Report"), you agree to these Terms. If you do not agree, do not purchase or use a Report.

2. What a Report is

A Report is an automated, informational summary of publicly available government records and code text (for example, county parcel data, public GIS zoning layers, FEMA flood maps, and published land development codes) as those sources existed on the dates stated in the Report.

3. What a Report is NOT

A Report is not:
  • professional advice of any kind, including architectural, engineering, surveying, legal, real-estate, appraisal, or financial advice;
  • a survey, boundary determination, title search, or easement review;
  • a zoning verification letter, zoning determination, or any official determination by a government body;
  • a design, site plan, feasibility study, or opinion on whether any structure can or should be built;
  • a review of HOA, architectural review board, deed-restriction, or planned-development requirements.
    • No professional-client, fiduciary, or advisory relationship is created by purchasing or using a Report. [ATTORNEY: confirm wording re FS ch. 481 / no architectural services.]

    4. Verify with the jurisdiction; no reliance

    Public records can be outdated, incomplete, or inaccurate, and GIS parcel lines are approximate. Codes change. Overlays, planned developments, variances, prior approvals, plat notes, and private restrictions may override what a Report shows. You must independently confirm all information with the applicable city or county zoning office and qualified licensed professionals. You agree not to rely on a Report as the basis for any purchase, sale, financing, leasing, design, permitting, or construction decision, and that any such decision is made solely at your own risk.

    5. No warranties

    REPORTS ARE PROVIDED "AS IS" AND "AS AVAILABLE." TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING ACCURACY, COMPLETENESS, TIMELINESS, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. [ATTORNEY: Florida conspicuousness requirements.]

    6. Limitation of liability

    TO THE FULLEST EXTENT PERMITTED BY LAW, OUR TOTAL LIABILITY ARISING OUT OF OR RELATING TO ANY REPORT OR THESE TERMS, UNDER ANY THEORY, IS LIMITED TO THE AMOUNT YOU PAID FOR THAT REPORT. WE ARE NOT LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR LOST PROFITS, LOST DEPOSITS, DIMINUTION IN VALUE, OR COSTS OF REDESIGN, DELAY, OR CONSTRUCTION. [ATTORNEY: enforceability vs. consumers; carve-outs required by law.]

    7. Indemnity

    You agree to indemnify and hold us harmless from claims by third parties (including anyone you share a Report with) arising from your use of or reliance on a Report. [ATTORNEY: scope.]

    8. Permitted use; no third-party beneficiaries

    A Report is licensed for your personal or internal business use. Sharing does not give recipients any rights against us; there are no third-party beneficiaries. [ATTORNEY: real estate agents sharing Reports with buyers; consider buyer-facing notice.]

    9. Data sources

    Reports use public data from government sources, which are not affiliated with us and do not endorse us. Source names, URLs, and retrieval dates are listed in each Report. [ATTORNEY: confirm attribution/licensing obligations for PBC, municipal, and FEMA data.]

    10. Refunds

    [PLACEHOLDER: refund policy, e.g., refund if the Report cannot be generated or is withheld after manual review.]

    11. Governing law; venue

    These Terms are governed by the laws of the State of Florida, without regard to conflict-of-law rules. [Subject to Section 12,] venue lies exclusively in the state or federal courts located in [Palm Beach / Martin] County, Florida.

    12. Dispute resolution: ARBITRATION PLACEHOLDER

    [PLACEHOLDER FOR ATTORNEY: binding individual arbitration (provider, rules, seat, fee allocation), class-action waiver, small-claims carve-out, opt-out window, mass-arbitration provisions, or omit entirely. Evaluate FL Arbitration Code (ch. 682, F.S.) and consumer enforceability.]

    13. Changes; entire agreement; severability

    We may update these Terms for future purchases; the version you accepted applies to your Report. These Terms are the entire agreement about Reports. If any provision is unenforceable, the rest remains in effect.

    14. Contact

    [ENTITY NAME, ADDRESS, EMAIL]

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